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Lock in the best MYR rates now!

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best rates, it’s our thing
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Source: Average exchange rate including transaction and additional fees.

whenever wherever
we got you
Pay with the best rates in 150+ countries
and enjoy our in-app exchange with our
12 wallet currencies – all at your fingertips!
sign up for best rates
goodbye
hidden fees
Don’t sweat the fees! Travel and shop freely with zero FX fees, no hidden charges and fee-less* ATM withdrawals.
sign up for zero fees
*Enjoy zero ATM fees from 15 June onwards.
Applicable for the first S$400 in foreign currency per
calendar month. 2% fees apply thereafter. T&Cs apply.
virtually yours
Get a level up in convenience with
seamless in-app and online payments
via your very own virtual card – in just
a few taps (or less!).
sign up for convenience
Apple Pay &
Google Pay™ on the go

Seamless payments, now upgraded with Apple Pay and Google Pay, be it online or in-store.

sign up now
apple pay & google pay
can’t get safer than this 
one-click lock system
Lock and secure your card instantly with just one tap if you’ve misplaced it.
24/7 monitoring
Have the ease of mind while our committed fraud and security teams work hard to keep your money safe.
instant payment
Stay on top of your transactions with push notifications for each payment you make.
savings never
felt sweeter

Who says no to more cashback and offers?

Get more out of your YouTrip experience with great deals and savings on your favourite brands with YouTrip Perks!

find out more
you said it first
What’s it like to be on YouTrip?
Hear it directly from other happy
YouTroopers!
0% transaction fee anywhere! It's really simple to use to the card and you just need to top up via the mobile app. Conversion rates are better than the money changers as well.
Tay Yu Xiang
YouTrip is perfect for me. I travel a lot for work. With YouTrip, I carry a lot less cash with me. It's safer and more convenient. The FX rate is extremely competitive as well.
Justin
see more reviews
join us for free
in just 3 mins
download app
Available on iOS and Android.
register
Use MyInfo or submit your identity documents manually.
delivered
Get your hands on your
free YouTrip card.
sign up for free
sign up to our newsletter

Stay up to date with the latest news, announcements and articles.

need help?
Get in contact with our customer
support at customer@you.co
Lock in the best MYR rates now!
best rates, it’s our thing
Retail Price: €894
Retail Price: ¥61,800
Retail Price: US$1,173

Source: Average exchange rate including transaction and additional fees.

whenever
wherever
we got you
Pay with the best rates in 150+ countries and enjoy our in-app exchange with our 12 wallet currencies – all at your fingertips!
sign up for best rates
calll
goodbye
hidden fees
Don’t sweat the fees! Travel and shop freely with zero FX fees, no hidden charges and fee-less* ATM withdrawals.
sign up for zero fees
*Enjoy zero ATM fees from 15 June onwards.
Applicable for the first S$400 in foreign currency per calendar month.
2% fees apply thereafter. T&Cs apply.
virtually
yours
Get a level up in convenience with seamless in-app and online payments via your very own virtual card – in just a few taps (or less!).
sign up for convenience
apple pay & google pay
Apple Pay
& Google Pay™
on the go

Seamless payments, now upgraded with Apple Pay and Google Pay, be it online or in-store.

sign up now
can’t get safer than this
lock-desktop
one-click
lock system
Lock and secure your card instantly with just one tap if you’ve misplaced it.
24/7
monitoring
Have the ease of mind while our committed fraud and security teams work hard to keep your money safe.
instant payment
alerts
Stay on top of your transactions with push notifications for each payment you make.
savings never
felt sweeter
Who says no to more cashback and offers?

Get more out of your YouTrip experience with great deals and savings on your favourite brands with YouTrip Perks!
find out more
you said it first
What’s it like to be on YouTrip? Hear it directly from other happy YouTroopers!
see more reviews
0% transaction fee anywhere! It's really simple to use to the card and you just need to top up via the mobile app. Conversion rates are better than the money changers as well.

Tay Yu Xiang
YouTrip is perfect for me. I travel a lot for work. With YouTrip, I carry a lot less cash with me. It's safer and more convenient. The FX rate is extremely competitive as well.

Justin
Fees are transparent. The card with the best rates and very convenient to use overseas.. Application is simple to use and fuss free. Great card when you go to multiple countries. Great job youtrip team! 🙂

Steve
Easy & convenient to use! You can use it worldwide even though there’s 24/7 money exchange rate on the app. Overall the best ~

Rifiqi
I get to enjoy 0% transaction fees and competitive exchange rates when I use my YouTrip Mastercard. Highly recommended.

June Liew
Easy to use, convenient for on-the-spot exchanges. Great for foreign currency on your card. great rates as well.

Alex Lim
join us for free in just 3 mins
Download App
download app
Available on iOS
and Android.
register
Use MyInfo or submit your
identity documents manually.
delivered
Get your hands on your
free YouTrip card.
sign up for free
sign up to our newsletter
Stay up to date with the latest news, announcements and articles.
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  • Careers
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Menu
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  • Community
  • Terms & Conditions
  • Privacy Policy
Change Country Thailand
Follow us
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© 2025 You Technologies Group Limited. All Rights Reserved.

YouTrip is issued by You Technologies Group (Singapore) Pte Ltd. We are a Principal Member of Mastercard®, and a major payment institution licensed under the Payment Services Act by the Monetary Authority of Singapore. For more details you can visit MAS website here
YouTrip is issued by You Technologies Group (Singapore) Pte Ltd. We are a Principal Member of Mastercard®, and a major payment institution licensed under the Payment Services Act by the Monetary Authority of Singapore. For more details you can visit MAS website here
© 2025 You Technologies Group Limited. All Rights Reserved.
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